What Are the Most Common Auto Insurance Claims?

Cars are a very common sight in our country, and even in other countries as well. It is one of the most useful things in this world. But in the United States people who have cars or are planning to have one are required to have car insurance.

Because cars are very popular and almost all people have them there are also some ugly things that happen, especially if you are not responsible enough. Almost every day road accidents happen not only in the country but all over the globe.

It may be hitting someone or collision with another car and these things happened without a warning. Things like this happened unexpectedly and when you least expect it. That is why most state requires people with car to get it insured for the drivers own sake.

When accidents like this happens those who are insured can claim in what they need to claim in their insurance company. Here are lists of the most common auto insurance claims.

Rear-Ender Fender Bender: This type of insurance is when you accidentally bump into the rear of the car in front of you because you where driving too close to it in your hurried state.

Whiplash: Covers for the muscle strain and whiplash injury that the person acquired due to the rear-enders. This is the most common personal type of auto injury.

Windshield Claims: This also one of the common claims and is very useful since in the United State windshield damage due to rocks are very common. So don't be surprised if out of nowhere a rock hits your windshield when you're driving. Also be sure to get coverage for this kind of insurance.

Theft and Vandalism Claims: This is also common in the list of insurance claims since lots of no good people are roaming around the city cars are prone to be stolen especially those luxury cars. Aside from that there are those people who don't have anything to do but mess up your cars by vandalizing them, or breaking your cars window.

Accidents such as collision, hitting on to something or animals, or damage due to fire, storm, etc. are not the only ones that could happen to your car on the streets.

There are also lots of minute damages that could happen that we don't expect it. Above are the common claims that are made in car insurance, so more or less you'll have an idea which other insurance you want your car to be insured on. Before buying insurance read the policy first so that you'll understand and know what your insurance policy only covers when the time comes for you to claim your insurance.

If you don't want to have a hard time in claiming you should find a reputable insurance company who is trustworthy and will give you your money when you need it.